Why Join Credit Union Plus | Credit Union Plus

Why Join Credit Union Plus

The Credit Union Difference

Membership with Credit Union Plus is open to everyone who works, resides or is in education in our Common Bond, which covers Navan Town and the area broadly within a five mile radius of the town. Credit Union Plus is serving the community of Navan for over 50 years!

Members……Not customers

The members of a Credit Union are also the owners. You have a right to know how the Credit Union is performing, and you are invited to attend the Annual General Meeting where you can contribute to discussions about Credit Union matters and to elect to office people who will have the general good of the membership at heart. This unique structure ensures that Credit Union Plus remains focused on the needs of its members which leads to better service for our members.

Why You Should Save With Us

Apart from the dividends that we pay each year, there’s also the satisfaction of knowing that the money you save with us stays in the community, helping your family, your friends, your neighbours and local businesses. A regular savings history on your account will assist you in supporting any future loan applications.

Loan Interest Rates

Credit Unions offer highly competitive interest rates, which are on average lower than banks. Check out our loan calculator to see just how affordable a loan with Credit Union Plus can be with our Loan Calculator

Loan Calculator

How do I join?

Joining Credit Union Plus couldn’t be easier. If you qualify for membership (you must live, work or be in education in the Navan, Clonmellon, Ballyjamesduff, Ballivor or Dunshaughlin areas) and wish to join the Credit Union, you need to bring in three forms of identification to any of our offices in order to comply with the Criminal Justice Act 2010 relating to all financial institutions.

The following proof of identity is required:

  • Photo ID (Current Passport or Drivers Licence)
  • Proof of Address (Bank Statement or Utility Bill e.g. Electricity/Gas/Water/Phone dated within last 6 months)
  • Proof of PPS No. (Document showing PPS number and name)

For children’s accounts the following documents are required:

  • Birth Cert/ Passport for child.
  • Proof of PPS No. (Document showing PPS number and name)
  • Photo ID for parent/guardian (Current Passport/ Drivers Licence)
  • Proof of Address for parent/guardian (Bank Statement or Utility Bill e.g. Electricity/Gas/Water/Phone dated within last 6 months)

Any exceptions to the above are at the discretion of the Credit Union.

Please note that you will need to make an appointment to open a new account in the Navan office. This can be done by phone or by emailing info@creditunionplus.ie

If you live outside of our common bond but are employed or in education in the area you will still qualify for membership. You will need to provide evidence of your employment (e.g. letter from employer-confirming address of employment), in addition to the above items.

You will also be required to lodge €10.00 into your new account to activate membership.

Our staff would be happy to advise you of all services available to you as a member of Credit Union Plus.

Become a member now