Warning, the cost of your repayments may increase.
Grow Your Farming Future with a Credit Union Plus Cultivate Loan
At Credit Union Plus, we understand the dedication, hard work, and resilience it takes to run a successful farm. We’re here to support our local farming community by offering competitive, flexible Agri Loans through our Cultivate Loan product. Whether you’re looking to expand, upgrade equipment, improve sustainability, or invest in new opportunities, we’re committed to helping you achieve your goals with financing that’s tailored to the unique needs of farmers.
How Can You Use Your Cultivate Loan?
Our Cultivate Farm Loans can be used for a range of farming needs, including:
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Equipment and Machinery: Upgrade or purchase essential equipment to boost productivity and efficiency.
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Livestock Investments: Invest in livestock expansion, breeding, or enhancements to improve farm profitability.
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Land Improvements: Fund projects like fencing, drainage, irrigation, and building upgrades.
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Green Initiatives: Support sustainable practices with investments in renewable energy, waste reduction, and eco-friendly technologies.
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Expansion and Diversification: Take advantage of new opportunities by expanding your farm operations or diversifying into new products or services.
A representative example for a Cultivate farm loan:
| Loan Amount | Loan Term | Monthly Repayment | Interest Rate | Total Cost of Credit | Total Amount Repayable |
| €30,000 | 5 Years | €587.69 | 6.55% (6.75% APR) | €5,261.24 | €35,261.24 |
Terms & Conditions apply:
Warning, if you do not meet the repayments on your loan, your account will go into arrears, which may affect your credit rating, and limit your ability to access credit in the future.
All loans are subject to application and approval, creditworthiness and repayment ability will be assessed. Lending Terms & Conditions Apply. The interest rate is variable.
