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First of all, when you save with us, you are not just another customer, but an active member of a highly successful financial co-operative, which has lent over €500 million to the local community of Navan over the last fifteen years alone.

But even more importantly, we provide security and protection of your savings. We are safe, strong and financially stable, and all our members’ savings are covered under the Government’s Deposit Guarantee Scheme – up to a maximum of €100,000 per member.

Also, there’s the peace of mind of knowing that should you die during the course of a loan period, your loan will die with you* and based on your savings and age at death, we will top up your savings regardless of your savings history – up to a maximum of €12,000 in benefit.

The table below outlines the benefit available to your loved ones (paid in addition to your savings) based on sample savings balances.

Example Savings €12,000 €10,000 €7,500 €5,000
Age 54 and below (100%) €12,000 €10,000 €7,500 €5,000
Age 55 - 59 (75%) €9,000 €7,500 €5,625 €3,750
Age 60 - 64 (50%) €6000 €5,000 €3,750 €2,500
Age 65 and over (16.67%) €2,000 €1,667 €1,250 €833
Example Savings €12,000 €10,000 €7,500 €5,000
Age 54 and below (100%) €12,000 €10,000 €7,500 €5,000
Example Savings €12,000 €10,000 €7,500 €5,000
Age 55 - 59 (75%) €9,000 €7,500 €5,625 €3,750
Example Savings €12,000 €10,000 €7,500 €5,000
Age 60 - 64 (50%) €6000 €5,000 €3,750 €2,500
Example Savings €12,000 €10,000 €7,500 €5,000
Age 65 and over (16.67%) €2,000 €1,667 €1,250 €833

When you open a savings account with Credit Union Plus, the Life Plus Savings Benefit is automatically set up, at no cost to you.

You won’t be penalised for historical withdrawals – the benefit you receive is based on your age and the amount you have in your savings at the time of your death.

*Terms & Conditions Apply

You must have joined the Credit Union before your 70th birthday. 

In the case of a joint account, only the first named member is covered.

Free Loan Protection Insurance

In Credit Union Plus the loan balances of all eligible members are automatically covered (subject to certain limits) at no extra cost to the member.

This means that you can borrow in the full confidence that your dependants will be protected against this debt in extreme circumstances.

Loan Protection Insurance is provided on the lives of all borrowing members up to a limit of €100,000. An outstanding loan is automatically repaid by the insurance in the event of a member’s death.