Current Account

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Finally, a real choice!

Current Account, provided by Credit Union Plus, gives you a real choice for your day-to-day financial needs.

With instant access to your money through a Debit Mastercard®, a secure app and online portal, and mobile functionality, you can pay your bills, withdraw cash and pay at point of sale, anywhere in the world.

Current Account is a full service current account, brought to you by your credit union. It’s more local, more trustworthy, and has our commitment to a sensible approach to money. With low and transparent fees, it’s more of what you would expect from your local credit union.

Easy to sign up

  • Same friendly service
  • Globally accepted Debit Mastercard
  • Use in-store, online or at ATMs
  • Cashback available at participating retailers
  • Contactless payments Apple Pay, Google Pay, Fitbit Pay
  • Transparent Fees
  • Overdraft for unexpected expenses
  • No surcharge interest on overdrafts
  • Automate regular payments using Standing Orders & Direct Debits
  • Stay in control with our Mobile App
  • eStatements and Fee Advices Secure online shopping
  • 24/7 support for lost/stolen debit card


Introducing Current Account Brochure



New members

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Please note there is a separate balance limit of 10,000 EURO on all current accounts in addition to the 30,000 EURO you can have in your normal savings / share account.


Apply for a Current Account Here


How to set up Google Pay and Fitbit Pay.

To set-up Apple Pay, Google Pay and/or Fitbit Pay, just download the app, enter your Debit Card details by scanning the card or entering the details manually, and submit a One Time Passcode. Use wherever Contactless payments are accepted. You simply hold your mobile phone and/or Fitbit device near a payment terminal to make a Contactless payment.

Please note: your device must have NFC (Near Field Communication) Technology.




Links to important current account information

Lost or Stolen Cards

Fraud Brochure

Current Account Brochure

Current Account Terms & Conditions

Fees & Charges

Privacy Notice 

Current Account Paper Application Form

Switcher Form

Current Account Transfer Guide

Disputed Transaction Form

Current Account Currency Conversion

Regulation 76


Important Information

In order for you to receive a Current Account, debit card or overdraft, you must be one of our members and resident in the Republic of Ireland.  Terms and conditions apply.

Overdrafts are available to Current Account holders aged 18 years or older. Lending criteria, terms and conditions apply.

Mastercard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated. This card is issued by Transact Payments Malta Limited pursuant to licence by Mastercard International.

Transact Payments Malta Limited is duly authorised and regulated by the Malta Financial Services Authority as a Financial Institution under the Financial Institution Act 1994. Registration number C 91879. Credit Union Plus Ltd is regulated by the Central Bank of Ireland,