Terms & Conditions apply. E&E. All loans are subject to application and approval, creditworthiness and repayment abilit y will be assessed. Lending Terms & Conditions apply. Variable Interest Rate is 8.5%, Typical APR is 8.86%. Minimum borr owings €100 – maximum is dependent on repayment capacity. Minimum duration is 1 month – maximum is dependent on the purp ose of the loan. Loans require a minimum share balance to be retained until the loan is cleared in full. Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which ma y limit your ability to access credit in the future.