Join Credit Union Plus today with a new account

Open a new single or joint account

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Already a Member and required to update your account

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How do I join?

Joining Credit Union Plus couldn’t be easier. If you qualify for membership (you must live, work or be in education in the Common Bond) and wish to join the Credit Union, you need to provide two forms of identification in order to comply with the Criminal Justice Act 2010 relating to all financial institutions.

Why choose Credit Union Plus?

Benefit 1

Membership Benefits

You have control over your own finances.
The knowledge that your savings are being used in the local community.
Very competitive loan interest rate.
A wide range of financial services are available to you.
Loan Protection and Life Savings Insurance cover at no direct cost to the eligible member. (T&C apply)
Access to savings on demand (provided there are no un-cleared effects or they are not held as security on a loan).
Return on your savings through annual dividends.

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Benefit 2

A Co-Operative…… Not a bank

Credit Unions are people orientated financial co-operatives formed by groups with a common interest such as profession, community or associational background

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Benefit 3

Members…… Not customers

The members of a Credit Union are also the owners. You have a right to know how the Credit Union is performing, and you are invited to attend the Annual General Meeting where you can contribute to discussions about Credit Union matters and to elect to office people who will have the general good of the membership at heart. This unique structure ensures that Credit Union Plus remains focused on the needs of its members which leads to better service for our members.

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Benefit 4

Benefits…… Not profits

Credit Unions earn income by lending the savings of members to other members at reasonable rates of interest. This income covers the expenses of the Credit Union. As Credit Unions are non-profitmaking organisations, any surplus is channelled into providing members with better products and services, and a competitive return on savings in the form of an annual dividend.

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Proof of Identification Requirements

New members looking to open an account or members looking to reactivate an account, need to provide the original of one Photo ID and one Proof of Address from the below listings.

Suitable Proof of Photographic Identification

Current Valid Signed Passport/ Passport Card
Current Valid EU/EEA Driving Licence – must contain photograph (Irish Provisional accepted)
Current EU National Identity Card

Suitable Proof of Address

Documents issued to the home address must be dated within the past 6 months and issue date visible.

Note: Electronic bank statements are acceptable and must be the 1st page of the electronic statement. Screenshots of online banking are acceptable where the member’s address is visible and a transaction visible is within one month of the account opening/update date.

Utility Bill e.g., telephone, mobile, gas, electricity, heating, oil, waste collection (where a utility bill is a first bill, a second form of address verification is required)
Correspondence from a Regulated Financial Institution operating in the Republic of Ireland (Insurance / Assurance Co., Bank, Building Society, Credit Card Company, Pension Provider)
Correspondence from the Department of Social Protection, Revenue Commissioners, HSE, local authority/county council, Driver’s license if not used for ID and issued within 6 months of application
Additional documents can be accepted for 3rd Level Students – CEO acceptance form, letter from recognised school or college – the document must be dated within the last six months

Note: The name on your photographic identification (e.g. name on your passport) must exactly match the name on your proof of address (e.g. full name on your gas bill) Note: it cannot be the Irish or any other language version of a name on one form and not the other.

New Account opening for members aged under 18

Members Birth Cert/legal guardianship must be provided along with
One form of Identification from the above list for the parent/guardian and
One Proof of address from the above list for the parent/guardian

Note: In–branch only, and parent/guardian must be present.

Alternative Option – New Account opening for members aged between 16& 17 ONLY* *
Online applications will be accepted from age 16 upwards, however if member is unable to provide own ID/PoA as per guidelines above, they will be contacted to arrange an appointment to open a/c in–branch.

In–branch applications

One form of Identification from the above list for the member and
One proof of address from the above list for the member OR the parent/guardian accompanied by the members Birth Cert/legal guardianship

Note: Parent/guardian must be present. Please note that you will need to make an appointment to open a new account in the Navan office. This can be done by phone or by emailing info@creditunionplus.ie

If you live outside of our common bond but are employed within our common bond you will still qualify for membership. You will need to provide evidence of your employment (e.g. letter from employer-confirming address of employment), in addition to the above items.

Likewise, if you are in education in our common bond, once you can supply a evidence confirming your place of education you will qualify for membership.

You will also be required to lodge €10.00 into your new account to activate membership.

Our staff would be happy to advise you of all services available to you as a member of Credit Union Plus.

Once you are a member, it is in your interest to begin saving regularly – even small amounts, which will both give you the habit of saving and add to the savings pool. So what are you waiting for, call in to us today to open your Credit Union account.

How do I save?

There are many ways you can save money into your Credit Union account.

Online from your bank or building society account:

Your Credit Union Plus account can now accept payments from anywhere in Europe which means you can use your Bank or Building Society online banking facilities to pay money into your account.

Electronic Fund Transfer (EFTs):

This payment service allows you to send money into your Credit Union account and send money out of your Credit Union account by means of electronic funds transfer. This convenient service allows you to manage your finances directly from your Credit Union account. Click here to find out more

Salary / Wages paid directly into your Credit Union account:

Your Credit Union account can now accept Wages / Salary payments directly from your employer.

Salary Deduction:

A number of local businesses allow their employees deduct part of their salary / wages directly from their payroll and transfer the money into the Credit Union. Check with your employer if they already offer this and if they are not currently in the scheme we would be delighted to introduce them to it.