Whether it’s a modular home, log cabin, or garden room, we’re here to help.
Why choose Credit Union Plus?
At Credit Union Plus, we understand that no two projects are the same.
Whether you’re investing in a modular home, garden room or log cabin, we’ll work with you to find a loan that suits your budget.
✔ Borrow up to €100,000*
✔ Competitive loan rates
✔ No early repayment penalties
✔ Friendly local lending decisions
✔ Flexible repayment options
✔ Free Loan Protection Insurance (subject to eligibility)
*(Subject to lending criteria.)
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Variable APR
Repayments
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Why more people are choosing Modular Homes
Modern modular homes are becoming increasingly popular throughout Ireland because they offer:
- Faster build times
- Excellent energy efficiency
- Lower overall costs
- Flexible designs
- Reduced disruption compared to traditional construction
Whether you’re accommodating family members, creating extra living space or investing in your property, modular homes can be an excellent solution.
How the loan process works
- Apply online, by phone, or visit your local branch.
- Tell us about your project.
- Receive your lending decision.
- Start building your dream space.
| Frequently Asked Questions | |
|---|---|
| 1. Can I borrow for a modular home? | Yes. Finance may be available for qualifying modular home projects, subject to our lending criteria. |
| 2. How much can I borrow? | Loans are subject to application, credit criteria and approval, however the maximum unsecured loan with Credit Union Plus is €100,000 |
| 3. Do I need planning permission? | Planning requirements vary depending on your project. We recommend checking with your local authority or seeking professional advice before proceeding. |
| 4. Can I repay my loan early? | Yes. You can make additional repayments or clear your loan early without penalty. |
| Frequently Asked Questions | |
|---|---|
| 1. Can I borrow for a modular home? | Yes. Finance may be available for qualifying modular home projects, subject to our lending criteria. |
| Frequently Asked Questions | |
|---|---|
| 2. How much can I borrow? | Loans are subject to application, credit criteria and approval, however the maximum unsecured loan with Credit Union Plus is €100,000 |
| Frequently Asked Questions | |
|---|---|
| 3. Do I need planning permission? | Planning requirements vary depending on your project. We recommend checking with your local authority or seeking professional advice before proceeding. |
| Frequently Asked Questions | |
|---|---|
| 4. Can I repay my loan early? | Yes. You can make additional repayments or clear your loan early without penalty. |
Terms and Conditions
Terms & Conditions apply. E&OE. All loans are subject to application and approval, creditworthiness and repayment ability will be assessed. Lending Terms & Conditions apply. Minimum borrowings €100 – maximum is dependent on repayment capacity. Minimum duration is 1 month – maximum is dependent on the purpose of the loan. Loans require a minimum share balance to be retained until the loan is cleared in full. Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
