Welcome Loan Features

Our Welcome Loan is designed for New and Existing Members who are first time borrowers with us.  Whether you’re a New Member or have been a Member for years but haven’t borrowed with us yet, you can avail of the Welcome Loan at the reduced interest rate of 7.99% (8.28% APR).

  • Loan Amount: Up to a maximum of €25,000.
  • Loan Term: 1-5 years.
  • Interest Rate: Reduced introductory rate of 7.99% (8.28% APR).
  • Eligibility: First-time borrowers who are either new members or existing members who have never borrowed with Credit Union Plus before.

To begin your application click the Apply Now Button below or call us directly on 046 90 21395.

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Terms and Conditions Apply

Terms & Conditions apply. E&OE. All loans are subject to application and approval, creditworthiness and repayment ability will be assessed. Lending Terms & Conditions apply. Variable Interest Rate is 8.99%, Typical APR is 9.4%. Minimum borrowings €100 – maximum is dependent on repayment capacity. Minimum duration is 1 month – maximum is dependent on the purpose of the loan. Loans require a minimum share balance to be retained until the loan is cleared in full. Warning: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.