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Make Your Money Matter

What is a Credit Union?

Credit Unions are not-for-profit cooperatives that exist solely to provide financial services to their members. They offer more than just credit, with many of the services you normally expect from a bank. Credit Union Plus has been serving members for over 50 years.

How are they Different from Banks?

Members, not shareholders, own Credit Unions. That means all the profit that Credit Unions do bring in goes right back to members—in the form of dividends, new services and lowered interest rates.

Last year alone, Credit Union Plus distributed over €2 million back to members.

What does it mean for my Community?

Credit Unions are built around providing low-interest loans for their local communities—so that money can go to work closer to home.

In the last 20 years Credit Union Plus has lent over €600 million to the local community.

What’s this I hear about Lower Rates?

Credit Unions offer highly competitive interest rates, which are on average lower than banks. Check out our loan calculator to see just how affordable a loan with Credit Union Plus can be with our Loan Calculator .

That all sounds great, but is my money safe?

Yes. Member deposits are insured up to €100,000 per member by the Deposit Guarantee Scheme.

Make Your Money Matter Comparison

How do I join?

Joining Credit Union Plus couldn’t be easier. If you qualify for membership (you must live or work or be in education in the Navan area) and wish to join the Credit Union, you need to bring in three forms of identification to the Credit Union building on Kennedy Road in Navan in order to comply with the Criminal Justice Act 2010 relating to all financial institutions.

The following proof of identity is required:

  • Photo ID (Current Passport or Drivers Licence)
  • Proof of Address (Bank Statement or Utility Bill e.g. Electricity/Gas/Water/Phone dated within last 6 months)
  • Proof of PPS No. (Document showing PPS number and name)

 

For children’s accounts the following documents are required:

  • Birth Cert/ Passport for child.
  • Proof of PPS No. (Document showing PPS number and name)
  • Photo ID for parent/guardian (Current Passport/ Drivers Licence)
  • Proof of Address for parent/guardian (Bank Statement or Utility Bill e.g. Electricity/Gas/Water/Phone dated within last 6 months)

Any exceptions to the above are at the discretion of the Credit Union.

If you live outside of Navan but are employed in the town you will still qualify for membership. You will need to provide evidence of your employment (e.g. letter from employer-confirming address of employment), in addition to the above items.

If you live outside of Navan but are in education in the Navan area you will still qualify for membership. You will need to provide a letter from your school / college / educational institution to confirm your attendance.

You will also be required to lodge €10.00 into your new account to activate membership.

Our staff would be happy to advise you of all services available to you as a member of Credit Union Plus.

Once you are a member, it is in your interest to begin saving regularly – even small amounts, which will both give you the habit of saving and add to the savings pool. So what are you waiting for, call in to us today to open your Credit Union account.

Let's Build a Relationship. Call 046 90 21395